Navigate Home Financing with Ease!

In the tangle of home finance, simplicity reigns supreme. Explore our Conventional Mortgages for a straightforward path to homeownership.

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Simplified Solutions for Your Homeownership Journey
Celebrating 25+ years of excellence $3B+ in funded loans 1,000+ 5-star reviews

Simplifying the path to mortgage financing.

Amidst the confusion of mortgage options, simplicity is a rare gem, say goodbye to overwhelming web searches. At Cazle, real conversations with real people await you, not automated responses. Our Conventional Mortgages offer borrowers transparent terms, predictable payments, and peace of mind.

Benefit of a Conventional Loan

Conventional financing is ideal for borrowers with good credit. It supports a variety of property types and has fewer restrictions.

Features Conventional Loan
Flexible Loan Terms A variety of term lengths (e.g., 15, 20, or 30 years) available to suit different financial situations.
Mortgage Insurance With a 20% down payment, borrowers can avoid Private Mortgage Insurance (PMI).
Higher Loan Limits Available for higher loan limits compared to FHA loans, especially in high-cost areas.
Potential for Better Terms Strong credit scores and substantial down payments can lead to better interest rates and loan terms.
Property Type Flexibility Can be used for a wide range of property types, including primary residences, second homes, and investment properties.
Ready to make your dream home a reality?

Contact Cazle today to learn how our programs can help you.

5 Impacts Your Credit Score Has on Loan Terms

Your credit score, calculated based on payment history, amounts owed, length of credit history, new credit, and credit mix, can significantly influence the terms and conditions of your loan.

Here's what a good credit score can do for you:

  • Qualify you for better interest rates.
  • Lower your required down payment.
  • Reduce or eliminate PMI premiums.
  • Improve your chances of loan approval.
  • Lead to approval for larger loan amounts.
Ready to make your dream home a reality?

Contact Cazle today to learn how our programs can help you.

Frequently Asked Questions

Unlike government-backed loans, Conventional Mortgages are not insured or guaranteed by the federal government. However, they offer greater flexibility and typically require higher credit scores and down payments.
Conventional Mortgages often come with lower interest rates, fewer fees, and more lenient property requirements compared to other loan types. Plus, they offer the peace of mind that comes with predictable monthly payments.
Absolutely. While they may require higher credit scores and down payments, Conventional Mortgages offer a straightforward financing option for those entering the housing market for the first time.
You have access to various grants, loans, and assistance programs at the federal, state, and local levels. To learn more and find out which programs you qualify for, call one of our Mortgage Specialists today!

It’s Better with Cazle!

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A Reputation That Speaks for Itself

What people say about how Cazle helped them.

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I had a fantastic experience with Cazle Mortgage! Their knowledgeable team provided exceptional service, guiding me through the process with ease.
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Wow!!! What a great experience! I've purchased my home last year during the very beginning of pandemic and had to "bite a bullet" at the time of closing because my FHA mortgage rate jumped overnight.
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I had a very difficult mortgage situation where I attempted to refinance through 10 different banks, and Cazle Mortgage was the only one who was able to resolve my issue.
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I have financed many home loans and I can honestly say Gordon and Cazle Mortgage was my best experience. Most companies have you doing most of the legwork, but Gordon made it easy.

How can we help?

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