Make Homeownership Accessible!
Step into your new home with less stress about financing. That’s the promise of a FHA loan.
Affordable, Flexible Home Financing Tailored for Homebuyers
In an era where home prices are soaring, finding affordable financing is more critical than ever. Federal Housing Administration (FHA) loans offer a lifeline for first-time homebuyers, those with less-than-perfect credit, or anyone needing a low down payment option. Down-payment assistance is also available depending on your state. By lowering the barriers to homeownership, FHA loans make it easier to achieve your dream of owning a home.
The American dream is owning your home, watching your kids play in the backyard with the family dog. Yet, the home buying process has often been challenging and inaccessible for many.
With FHA loans designed to make homeownership accessible, you can secure your dream home with a down payment as low as 3.5% and qualify with a credit score as low as 580—or even 500 with a 10% down payment. Let us help you open the door to your new home and a brighter future.
Benefit of an FHA Loan vs. Conventional Loan
An FHA loan is a mortgage insured by the Federal Housing Administration, designed to help low-to-moderate income borrowers achieve homeownership. Unlike conventional loans, FHA loans have lower down payment requirements and more flexible credit score thresholds.
| Features | FHA Loan | Conventional Loan |
|---|---|---|
| Minimum Down Payment | 3.5% | 5% - 20% |
| Credit Score Requirement | Small credit blemishes are okay! As low as 500 with higher down payment. | Typically 620+ |
| Mortgage Insurance | Mortgage Insurance Premium (MIP) | Private Mortgage Insurance (PMI) |
| Loan Limits | Set by FHA, varies by county | Higher, but varies by lender |
| Eligibility | More flexible, income and credit requirements | Stricter income and credit standards |
Contact Cazle today to learn how our programs can help you.
Small Credit Blemish?
Life is unpredictable, and sometimes when it rains, it pours. We understand that major life-changing events like the loss of a spouse, a debilitating injury, or a sudden loss in income can dramatically impact your financial stability.
At Cazle, we empathize with these challenges and are here to help. We work to understand your individual circumstances; making your homebuying process a bit more enjoyable (because let's face it, dealing with financial stress is no picnic).
How much can you borrow?
Let's Math It Out!
Contact Cazle today to learn how our programs can help you.
Frequently Asked Questions
It’s Better with Cazle!
Read our reviews
I had a fantastic experience with Cazle Mortgage! Their knowledgeable team provided exceptional service, guiding me through the process with ease.
Wow!!! What a great experience! I've purchased my home last year during the very beginning of pandemic and had to "bite a bullet" at the time of closing because my FHA mortgage rate jumped overnight.
I had a very difficult mortgage situation where I attempted to refinance through 10 different banks, and Cazle Mortgage was the only one who was able to resolve my issue.
I have financed many home loans and I can honestly say Gordon and Cazle Mortgage was my best experience. Most companies have you doing most of the legwork, but Gordon made it easy.
How can we help?
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