Your Path to Homeownership

Struggling to save for a down payment? We can help make your homeownership dream come true with down payment assistance programs.

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*Eligibility and assistance program requirements vary by state. Contact us for specific programs available in you
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If you’re a first-time homebuyer with limited savings, you might be eligible for down payment assistance programs and grants. Here are some types of downpayment assistant programs, designed to help homebuyers cover the initial costs of purchasing a home.

Grants
Benefit

These are non-repayable funds to help cover your down payment and closing costs.

Example

State housing finance agencies often offer grants.

Second Mortgages
Benefit

These loans, which are repaid alongside your primary mortgage, can be deferred, forgivable, or have favorable terms.

Example

Local government programs provide these types of loans.

Matched Savings Programs
Benefit

Programs that match your savings towards a down payment, significantly boosting your fund.

Example

Individual Development Accounts (IDAs).

Tax Credits
Benefit

State or federal tax credits that offset your down payment costs.

Example

Mortgage Credit Certificates (MCCs).

Employer Assistance Programs
Benefit

Financial support provided by employers for home purchases.

Example

Grants, loans, or forgivable loans from your employer.

Community and Nonprofit Programs
Benefit

Assistance from community organizations or nonprofits to help you with your down payment.

Example

Habitat for Humanity programs.

Ready to make your dream home a reality?

Contact Cazle today to learn how our programs can help you.

Turn your dreams into the keys to your new home.

Talk to a Cazle mortgage consultant today and let us help you achieve homeownership.

Together, we will:

  • Discuss available programs and grants with you.
  • Help you prepare necessary documentation.
  • Walk you through mortgage financial education.
Ready to make your dream home a reality?

Contact Cazle today to learn how our programs can help you.

Frequently Asked Questions

Down payment assistance programs provide financial aid to help cover the initial down payment required to purchase a home.
Eligibility varies by program but generally includes first-time homebuyers, low-income families, community heroes, and military personnel.
Depending on the program, you can receive assistance ranging from 5% to 10% of the home’s purchase price.
Repayment terms vary; some programs offer grants that do not need to be repaid, while others may have deferred or forgivable loans.
Contact a Cazle mortgage consultant to discuss your options and start your application process.

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What people say about how Cazle helped them.

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I had a fantastic experience with Cazle Mortgage! Their knowledgeable team provided exceptional service, guiding me through the process with ease.
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Wow!!! What a great experience! I've purchased my home last year during the very beginning of pandemic and had to "bite a bullet" at the time of closing because my FHA mortgage rate jumped overnight.
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I had a very difficult mortgage situation where I attempted to refinance through 10 different banks, and Cazle Mortgage was the only one who was able to resolve my issue.
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I have financed many home loans and I can honestly say Gordon and Cazle Mortgage was my best experience. Most companies have you doing most of the legwork, but Gordon made it easy.

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